We typically work with individuals, families, and business owners who have reached a stage where coordinated financial guidance matters more than a single consultation. This often includes:
Our clients often arrive having done some planning on their own or with a previous advisor. What brings them to us is the realization that managing each piece of their financial life in isolation is costing them time, money, or both.
Our primary focus is ongoing, hands-on management of your complete financial picture. This is not a once-a-year check-in.
This includes:
This level of coordination is a defining part of working with a wealth management firm near Nanaimo, where consistency plays a central role in long-term outcomes.
Best suited for:
Individuals seeking a one-time financial plan or an independent second opinion.
Best suited for:
Individuals & families who want continuous guidance, investment management, and long-term strategy in one place.
Typically includes:
Includes:
Worth knowing:
This is generally a one-time engagement. Ongoing portfolio management, tax coordination, and regular updates are not part of the arrangement.
It can be a useful starting point, particularly early in your financial journey.
The distinction:
Rather than receiving a plan and handling everything yourself, your entire strategy gets coordinated and actively managed over time.
Searching for a fee-only planner is usually a sign someone wants objective, unconflicted advice. That instinct is worth respecting. What many investors discover, though, is that the challenge was never just getting a plan.
The harder part is implementing it, updating it, and keeping their investments and tax strategy aligned over time. Active wealth management addresses all of that, not just the planning stage.
When Each Approach Makes Sense
Fee-for-service planning may be the right fit if:
Active ongoing wealth management may be the better fit if:
Living on Vancouver Island comes with its own financial considerations. When we plan for clients in Nanaimo, we consider factors like property values, seasonal income for business owners, ferry-accessible commuting, and retirement timelines. These details help us create a plan that fits each client’s unique situation.
Our team works with clients across Nanaimo and throughout Canada. We combine investment management, tax strategy, and retirement planning in ways that match the realities of how and where our clients live.
Rob Tétrault brings a perspective few advisors can offer. His background in law and his newly completed PhD give him a depth of analytical thinking. His philanthropic work speaks to the same values that guide how we approach every client relationship.
Backed by CG Wealth, we also have access to institutional-grade technology and research that most boutique firms simply cannot afford.
If active wealth management in Nanaimo sounds like the right next step, we would be glad to talk through your situation.
A lot of people start by looking for a “fee-only financial planner” and later discover they also need continuous investment management and integrated tax planning. This guide will help you see the differences and choose the option that works best for your situation.
Tetrault Wealth is a portfolio management team working for CG Wealth Management. We are fully covered by the Canadian Investor Protection Fund (CIPF) and are held to the regulatory standards set forth by the Canadian Investment Regulatory Organization (CIRO). In addition to satisfying regulatory requirements, working with CG Wealth Management allows Tétrault Wealth the benefit access to an extensive amount of financial market research to supplement the independent research done within the group.
