Our clients near Fredericton, New Brunswick tend to share a common thread. They have reached a point where a financial plan alone is not enough. They want that plan actively managed, continuously updated, and properly connected to their investments and tax decisions.
This typically includes:
If any of those descriptions sound familiar, active wealth management is likely worth exploring.
Our primary focus is ongoing, hands-on management of your full financial picture. A single planning session marks the beginning, not the end.
Here is what that ongoing relationship includes:
This kind of active, coordinated relationship offers something a standalone plan simply cannot for most of our clients.
Best suited for:
Individuals looking for a one-time financial plan or an outside second opinion.
Best suited for:
Individuals & families who want continuous guidance, active investment management, and a long-term strategy that adapts over time.
Typically includes:
Includes:
Important to understand:
This is a one-time engagement. Ongoing portfolio management, tax coordination, and regular plan updates are not part of the package. It can be a useful entry point, but implementation and follow-through remain your responsibility.
Key difference:
A one-time plan outlines direction, while ongoing management keeps your entire strategy aligned as circumstances change.
It’s a natural place to start. Looking for a fee-only or fee-for-service planner often comes from a desire for unbiased, conflict-free advice, and that instinct is a smart one.
The challenge is that many people soon realize they need more than just a plan. They want their investments actively managed, their tax strategy coordinated with their retirement income, and someone to monitor everything. Active wealth management is what fills that gap, bringing all the pieces together into a cohesive, ongoing strategy.
When Each Approach Makes Sense
Fee-for-service planning may be the right fit if:
Active wealth management may be more appropriate if:
Working with a wealth management team near Fredericton means managing the full scope of Canadian financial and tax considerations. This includes registered account strategy, retirement income sequencing, and coordination across both personal and corporate holdings where applicable.
We work with clients in Fredericton and across New Brunswick. Discover active portfolio management and financial planning services built around their specific goals and timelines.
If active wealth management sounds like what you have been looking for, the next step is a straightforward conversation.
A common starting point is searching for terms like “fee-only financial planner” or “fee-for-service financial planning.” These are valid options to consider.
Still, they often lead to a bigger question: who is actively managing your investments and coordinating your tax strategy after the plan is done? This page is here to help you sort through that question so you can move forward with a clear next step.
Tetrault Wealth is a portfolio management team working for CG Wealth Management. We are fully covered by the Canadian Investor Protection Fund (CIPF) and are held to the regulatory standards set forth by the Canadian Investment Regulatory Organization (CIRO). In addition to satisfying regulatory requirements, working with CG Wealth Management allows Tétrault Wealth the benefit access to an extensive amount of financial market research to supplement the independent research done within the group.
