Our clients near Oakville, Ontario tend to share a few things in common. They have built meaningful assets, face complex financial decisions ahead, and want a team to manage the details rather than leaving it all to chance.
We typically work with:
Active wealth management means your portfolio, financial plan, and tax strategy move together.
Our ongoing service includes:
Best suited for:
Individuals who want a one-time financial plan or a second opinion on their current situation.
Best suited for:
Individuals & families who want continuous investment management, tax strategy, and long-term coordination.
Typically includes:
Includes:
Important to understand:
This structure usually ends after the plan is delivered. Ongoing portfolio management, tax coordination, and regular updates are not included. Implementation and follow-through remain your responsibility.
Key difference:
Rather than receiving a plan and managing it yourself, your strategy is actively coordinated and refined over time by a dedicated team.
Looking for a fee-only financial planner often comes from a desire to avoid conflicts of interest and get objective advice, and that instinct is a smart one.
What many investors soon realize is that a one-time plan can only take them so far. Markets fluctuate, tax laws change, and life grows more complex. What they really want is a long-term relationship with someone who keeps the full picture in mind year-round. Active wealth management is where that transition tends to happen.
When Each Approach Makes Sense
Fee-for-service planning may be the right fit if:
Active wealth management may be the better fit if:
Managing wealth near Oakville comes with its own set of considerations. Many of our clients here hold real estate alongside investment portfolios, run businesses, or are planning the transition from corporate income to retirement income. Tax exposure across registered and non-registered accounts, estate planning for family properties, and CPP and OAS timing decisions all come into play.
Our team handles these details with clients in Oakville and across Canada, bringing both planning depth and active portfolio oversight to every relationship.
If you are weighing your options and want to see what active wealth management could look like for your situation, we are happy to have that conversation.
Many clients start there and end up realizing what they need is ongoing investment management, tax coordination, and a team that stays actively involved over time. If you are not sure which approach fits your situation, let’s talk it through.
Tetrault Wealth is a portfolio management team working for CG Wealth Management. We are fully covered by the Canadian Investor Protection Fund (CIPF) and are held to the regulatory standards set forth by the Canadian Investment Regulatory Organization (CIRO). In addition to satisfying regulatory requirements, working with CG Wealth Management allows Tétrault Wealth the benefit access to an extensive amount of financial market research to supplement the independent research done within the group.
