We typically work with individuals and families who want more than a one-time consultation.
Our clients in Wellington and across Canada often include:
Many of our clients come to us at a turning point. Their financial life has grown more complicated, and they want someone actively managing the full picture.
Our primary service is helping clients manage their financial lives over time. This includes:
Best suited for:
Individuals looking for a one-time financial plan or a second opinion on their current strategy.
Best suited for:
Individuals & families who want continuous guidance, investment management, and a long-term coordinated strategy.
Typically includes:
Includes:
Worth knowing:
This is generally a one-time engagement. Ongoing portfolio management, implementation, and regular updates are not typically part of the package. It can be a useful starting point, but the execution and maintenance of the plan fall to you.
The real difference:
Instead of receiving a plan and navigating everything on your own, your strategy gets coordinated and actively managed over time.
Searching for a fee-only financial planner is a completely reasonable place to begin. Most people doing so want to avoid conflicts of interest and get objective advice. That instinct is sound.
What many investors eventually realize is that a one-time plan is not quite what they had in mind. What they actually wanted was a long-term strategy that keeps pace with their investments, income changes, and changing tax situation.
When Each Approach Makes Sense
Fee-for-service planning may be a good fit if:
Active wealth management may be a better fit if:
Agriculture, business ownership, rural property, and commuter households each involve distinct planning considerations in Wellington. Registered account strategies, farm succession, and tax coordination across different income types are conversations we regularly have with clients here.
We work with clients throughout Wellington, Ontario and across Canada, bringing both planning expertise and active portfolio management to every relationship.
If you are weighing your options and want to talk through which approach makes the most sense for your situation, we are glad to help.
Many people start their search looking for objective, one-time advice. What they often discover is that their situation calls for ongoing management, active portfolio oversight, and coordinated tax planning.
If that sounds familiar, active wealth management with Tetrault Wealth may be the more practical next step. Reach out, and we will walk you through the difference.
Tetrault Wealth is a portfolio management team working for CG Wealth Management. We are fully covered by the Canadian Investor Protection Fund (CIPF) and are held to the regulatory standards set forth by the Canadian Investment Regulatory Organization (CIRO). In addition to satisfying regulatory requirements, working with CG Wealth Management allows Tétrault Wealth the benefit access to an extensive amount of financial market research to supplement the independent research done within the group.
